Notwithstanding anything to the contrary in the Privacy Policy, Earnin and its third-party provider Empyr, will use Cash Back Reward transaction data solely: By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data as described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. Any reference to "Earnin" in this document includes the directors, officers, employees, contractors, owners, agents, licensors, or licensees of Earnin. Earnin may aggregate and modify Personally Identifiable Information in a manner that does not personally identify you or any other individual and therefore is no longer Personally Identifiable Information. Information We Share What will happen to my available earnings when I go outside the U.S? A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site; Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled and information reasonably sufficient to permit the service provider to locate the material; Information reasonably sufficient to permit the service provider to contact you, such as an address, telephone number, and, if available, an electronic mail; A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and. If you choose to enable Balance Shield Cash Out to activate automatically, Balance Shield Cash Out will stay on indefinitely until you turn it off. Evolve Bank & Trust is a member of the FDIC. i dont need a boost but i have a boost or 2 to give Press J to jump to the feed. The Bank shall promptly notify you of any claim, loss or liability as to which indemnification is sought. This Personal Information helps us improve our delivery of the Earnin Site and Services. Information from Third Parties Note that we are not responsible for any payment processing errors or fees or other Services-related issues arising from your failure to keep your Profile Information current. Earnin may communicate with You about summaries of your Account Information, User Research, products and Earnin Services, Earnins Advocacy Program, to request your input or participation in the Advocacy Program or other engagements on behalf of Earnin, using email, SMS, text messages or push notifications (collectively Messages). When you make a request for your Personal Information, we will include a list of the categories of Personal Information that we may have disclosed about you, as well as the categories of third parties to whom your Personal Information may have been disclosed. This temporary Max Boost will expire at the end of the pay period. This information may be collected through cookies, web beacons, log files and other technologies. Balance Shield also incorporates Cash Out, by automatically setting a cash out of up to $100 when your Bank Account balance has fallen below $100. Certain internet browsers have incorporated Do Not Track features. Information We Share To the fullest extent permitted by law, you agree to indemnify, defend and hold harmless the Earnin Parties from and against any and all claims, losses, expenses, demands or liabilities, including reasonable attorneys fees arising out of or relating to (i) your access to, use of or alleged use of the Site or the Services; (ii) your violation of these Terms of Service or any representation, warranty, or agreements referenced herein, or any applicable law or regulation; (iii) your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property or privacy right; or (iv) any disputes or issues between you and any third party. Earnin Cash Back Rewards. We reserve the right to change the Services and Terms of Service, including applicable fees, in our sole discretion and from time to time. Earnin may use your Personal Information to facilitate transactions and activities that need to occur for the Services to take place, such as: Generally, we may use the information we collect from you or that you provide to us: We do not sell your Personal Information. If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. Community members may start between a $50 to $250 Pay Period Max. Activehours does not assume any responsibility for the timeliness, accuracy, deletion, non-delivery, or failure to store Account Information. How We Use The Information We Collect C. information Earnin collect from third parties; and There is a $250 cashback limit per transaction. You agree to maintain a balance that is sufficient to fund all payments that you initiate. Earnin will not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert. These Third Parties may place their own cookies to collect information about your activities on our Website and/or the advertisements you have clicked on. Follow the steps below to use the Boost feature (To learn more about Boost, click here).. Click the ASK A FRIEND button from Earnin's home screen. You agree to your personal and financial information being transferred, stored, and processed by Evolve Bank & Trust in accordance with its Privacy Policy. The categories of Communications that may be provided by electronic means include: Earnins use of the Content or your Name and/or Likeness does not imply any endorsement of or any affiliation with you. about us. Summary of Information We Collect Your maxes are determined based on an evaluation of a number of factors we have identified that we believe are related to evaluating your financial health. You agree to this Content License whether or not your Content is used by Earnin. To create an account, you must be a resident of the United States or one of its territories, be at least 18 years old or the age of majority in your state of residence, have a Verified Employer, a Bank Account and use a cellular/wireless telephone number and/or email address that you own. If you choose, you may add your contacts information into the App by connecting your contacts from your mobile device to the App. Your use of the Services after you are notified of any change(s) will constitute your agreement to such change(s). This Policy was last updated on June 15, 2020. When you make a request for your Personally Identifiable Information, we will include a list of the categories of Personally Identifiable Information that we may have disclosed about you, as well as the categories of third parties to whom your Personally Identifable Information may have been disclosed. Click PLACE NOW to place immediately, or put the device in the QUICK BAR to place later. You agree that you will not: If we, in our sole discretion, have reason to believe that you may have engaged in any activities restricted by these Terms of Service or by law, we may take various actions to protect ourselves, other users, and other third parties from fees, fines, penalties, and any other liability. THE SERVICE IS NOT INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. Click on unenroll Please note that your revocation of authorization when transactions are pending could result in delays to your receipt of funds and additional charges owed by you to Activehours. Changes will be effective upon posting to the site. This sharing enables portions of the Services that allows users to connect and communicate. IN SUCH STATES LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. In no event will Activehours be liable to any party for any loss, cost, or damage that results from any period of downtime of the Sites or Services. If your payout under Balance Shield is less than $100, your voluntary additional payment amount will be prorated based on the amount of money that Balance Shield cashes out. We reserve the right to modify this information at any time. any customer service communications, including communications with respect to claims of error or unauthorized use of the Sites or Services; and By using the Site and the Services and providing Profile Information to us, you authorize us to obtain, directly or indirectly through our third-party service providers, information about you and your Bank Account from the financial institution holding your Bank Account and other third-party websites and databases that may be necessary to provide the services. Earnin legit saves you when you're in a bind! To use Automatic Earnings, we need your phones GPS (location services) to be on at all times, and you must have a fixed work address. We will provide you with notice of any such termination or change as required by law. Can I use VPN to access the Earnin app? In your request, please attest to the fact that you are a California resident and provide a current California address for our response. If you do not do this, the accuracy and effectiveness of the Services provided to you will be affected. This policy applies to information we collect when you register for Activehours, access or use our website, mobile applications, products, and services (collectively, the Services), or when you otherwise interact with us. We may use the information you provide to use Health Aid to speak to your medical provider, or their representatives, on your behalf to learn about opportunities to reduce your payment obligations. Visa, MasterCard, and American Express Corporate cards, Visa, MasterCard, and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), healthcare (including Health Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa-, MasterCard-, and American Express-branded cards whose transactions are not processed through the Visa U.S.A. payment system, MasterCard payment system, and/or American Express payment system are not eligible to participate. Earnin may aggregate and modify Personal Information in a manner that does not personally identify you or any other individual and therefore is no longer Personal Information. If at any time you do not wish to receive the Messages, you have the ability to opt out of receiving our promotional emails and to terminate their newsletter subscriptions by following the instructions in the emails and turn off notifications using the functionality made available in the browser, application or device settings. Earnin reserves the right to alter these UGC Terms of Use without advance notice by posting a revised UGC Terms of Use. A 10% tip on a $40 withdrawal may . If you have questions or concerns regarding this statement, or if you have any questions or suggestions, please contactsupport@earnin.com. If you wish to revoke your authorization, you may do so by contacting support@earnin.com or using live chat with the Earnin team via the mobile app at least three business days before the day the transaction is scheduled and stop using the Site and the Services. Earnin may communicate with You about summaries of your Account Information, User Research, products and Earnin Services, Earnins Advocacy Program, to request your input or participation in the Advocacy Program or other engagements on behalf of Earnin, using email, SMS, text messages or push notifications (collectively Messages). You may opt-out of Cash Back Rewards at any time by unlinking your cards. app. All Earnin community members start with a $100 Pay Period Max, with a potential for it to increase up to $500. Does Earnin track your device location while you are not using the app? The Sub-Deposit Account will be established at an Insured Depository Institution that has entered into agreements with Bank or the Banks Trust Department or Federal Reserve Bank. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver Earnin Express A "Qualified Purchase" is a purchase from a participating merchant using your registered card in accordance with the terms of the Offer and these Terms. INFORMATION FROM CHILDREN Earnin will share information with law enforcement, government officials, or other third parties if Earnin is compelled to do so by subpoena, court order or similar legal procedure, when it is necessary to do so to comply with law, or where the disclosure of Personaly Identifiable Information is reasonably necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of the Terms of Service or as otherwise required by law. In some circumstances, we may work with third parties to provide services on our Website. Unfortunately, not all medical bills are eligible for Health Aid. We may use web beacons to deliver cookies, count visits, understand usage, and determine whether an email has been opened and acted upon. It may be possible to disable some cookies through your device or browser setting. Please visit the California Consumer Privacy Act section of this Privacy Policy for more information about rights you may have under California law. You will not be charged a fee for Banks placement of your funds or in connection with the Sub-Deposit Account. UNDER NO CIRCUMSTANCES WILL EARNIN OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) (COLLECTIVELY, the EARNIN PARTIES) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF THE EARNIN PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. One Click Politics and FiscalNote collects the following information from you and shares it with Earnin: This information is used to help determine your local, state and federal representatives and direct your emails and calls to the appropriate representative. We may limit your Tip Yourself Account and your access to funds in it until such verification is completed. You also agree to provide accurate profile information, including, as applicable, your name, physical address, email address (Profile Information). Please review it occasionally. request a Cash Out, Max Boost, or use Balance Shield Cash Out for any earned wages that you do not have the complete right, title and interest in or for which you have already received payment; use the Sites or Services in any manner that could damage, disable, overburden, or impair the Sites or Services; obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Sites or Services; access the Sites by any means other than through the interface that is provided by Earnin for use in accessing the Sites; use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the Site or Services; or. Bank may, in its sole discretion, refuse to accept funds for deposit to your Sub-Deposit Account for any reason. We will initiate debits to your Bank Account or debit card as permitted by applicable laws and NACHA rules. Specific Rights This information is used to improve the delivery of the Earnin Site and Services and tailor communications to you. create a record of the transaction data and thereafter maintain and use data in connection with operating the Tip Yourself Service. By using the Services, you agree that Earnin may communicate with you electronically. At Earnin, we believe that visitors to the Earnin website and/or mobile application (Visitors and Earnin Community Members (Community Members,) (herein, collectively Visitors and Community Members are collectively you or your) deserve clarity and transparency as to how Earnin uses your Personal Information. This statement, or FINANCIAL ADVICE TAX, or FINANCIAL ADVICE to improve the delivery of the transaction data thereafter. & # x27 ; re in a bind contacts from your mobile device to the EXTENT PERMITTED applicable... 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